ZIP Code 22731 — undefined, VA Demographics & Data

ZIP code 22731 covers VA in Madison County with a population of about 354.

At a glance, the area shows median age of 30.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-7; the CHARLOTTESVILLE media market.

Median household income in ZIP 22731 is about $83,517 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.4%; unemployment rate near 0.0%; 29.0% of adults with a bachelor’s degree or higher (about 4.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Real estate; about 2.5% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 153.0 minutes (U.S. average near 26.8).

Median home value is about $351,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.7% (about 21.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22731 in VA, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,259. That is about 16% above the local median household income ($83,517), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VA as Very Low (composite score 8.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (70.3) and wildfire (39.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VA show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 22731 (VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.