ZIP Code 22964 — undefined, VA Demographics & Data

ZIP code 22964 covers VA in Nelson County with a population of about 206.

At a glance, the area shows median age of 60.1 versus a U.S. median of about 38.9.

It sits in telephone area code 434; U.S. House district VA-5; the ROANOKE - LYNCHBURG media market.

VA fits a retirement-oriented profile (high share of residents 65+ (37.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 22964 is about $118,125 — about 57% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 0.0%; 30.6% of adults with a bachelor’s degree or higher (about 3.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Arts and entertainment, and Wholesale trade; about 3.5% of workers reporting work-from-home (about 11.7 points below the U.S. share (15.2%)); a mean commute of about 164.0 minutes (U.S. average near 26.8).

Median home value is about $401,400 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 72.5% (about 7.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22964 in VA, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,578. That is roughly in line with the local median household income ($118,125). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VA as Very Low (composite score 34.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (67.6) and flood (58.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VA show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 22964 (VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.