ZIP Code 22920 — Afton CDP, VA Demographics & Data

ZIP code 22920 covers Afton, VA in Nelson County with a population of about 3,744.

At a glance, the area shows median age of 53.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 434, 540, 826; U.S. House district VA-5; the ROANOKE - LYNCHBURG media market.

Median household income in ZIP 22920 is about $100,760 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.1%; unemployment rate near 0.6%; 46.5% of adults with a bachelor’s degree or higher (about 12.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 14.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $357,200 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $848 (about 27% below the U.S. median rent ($1,163)), and owner-occupancy near 84.1% (about 18.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22920 in Afton, VA, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,295. That is roughly in line with the local median household income ($100,760). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Afton CDP, VA as Very Low (composite score 34.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (67.6) and flood (58.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Afton CDP, VA show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 211 for ZIP 22920 (Afton CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.