ZIP Code 22812 — Bridgewater town, VA Demographics & Data

ZIP code 22812 covers Bridgewater, VA in Rockingham County with a population of about 10,121.

At a glance, the area shows median age of 34.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-6; the HARRISONBURG media market.

Median household income in ZIP 22812 is about $83,858 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.4%; unemployment rate near 3.5%; 39.6% of adults with a bachelor’s degree or higher (about 5.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $342,100 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $971 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 72.1% (about 6.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22812 in Bridgewater, VA, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,198. That is roughly in line with the local median household income ($83,858). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bridgewater town, VA as Relatively Low (composite score 75.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.6) and hurricane (82.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bridgewater town, VA show little to no average snow and around 39.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 571 for ZIP 22812 (Bridgewater town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.