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, VA

ZIP Code 22539 — undefined, VA Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Map, Quick Facts & Location

Quick Facts

Local time
Population
1,607
Median Income
$88,984
+18% vs US avg
Home Value
$412,300
+18% vs US avg
Median Rent
N/A
Median Age
64.9 yrs
+67% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
AmericanEnglishGerman
Scroll to load map
Location
Coordinates
37.8606, -76.2860
Elevation
21 ft
Land Area
17.0 sq mi
Water Area
5.5 sq mi (24% water)

At a glance

Population
1,607
Density
N/A
Median income
$88,984
+18% vs US avg
Home value
$412,300
+18% vs US avg
Median rent
N/A
Timezone

Overview of ZIP Code 22539

RetirementRetirement-oriented community
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What to know about ZIP 22539

ZIP code 22539 covers VA in Northumberland County with a population of about 1,607.

At a glance, the area shows median age of 64.9 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the RICHMOND - PETERSBURG media market.

Local search focus: Retirement

VA fits a retirement-oriented profile (high share of residents 65+ (49.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in VA

Median household income in ZIP 22539 is about $88,984 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 0.0%; 34.1% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Food services; about 15.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 22539

Median home value is about $412,300 — about 18% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.6% (about 31.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22539 in VA, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,649. That is about 28% above the local median household income ($88,984), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for VA as Very Low (composite score 40.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (86.9) and flood (19.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VA show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 91 for ZIP 22539 (VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport NHK (30.2 miles (48.6 km)) · St. Mary's College of Maryland (24.0 miles (38.6 km)) · George Washington Birthplace National Monument (41.5 miles (66.8 km)) · VA: Point Lookout Confederate Cemetery (15.0 miles (24.2 km))

Full lists and map pins are in the Infrastructure section below.