ZIP Code 20687 — undefined, MD Demographics & Data

ZIP code 20687 covers MD in St. Mary's County with a population of about 331.

At a glance, the area shows median age of 47.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-5; the WASHINGTON, DC (HAGRSTWN) media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 48.3% of adults with a bachelor’s degree or higher (about 14.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Construction; a mean commute of about 171.0 minutes (U.S. average near 26.8).

Median home value is about $771,600 — about 122% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 71.4% (about 6.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20687 in MD, a household would need roughly $212,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,957. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MD as Very Low (composite score 42.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (85.1) and wildfire (59.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MD show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 20687 (MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.