ZIP Code 20662 — undefined, MD Demographics & Data

ZIP code 20662 covers MD in Charles County with a population of about 2,326.

At a glance, the area shows median age of 42.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-5; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 20662 is about $84,286 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.2%; unemployment rate near 5.6%; 16.4% of adults with a bachelor’s degree or higher (about 17.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 5.9% of workers reporting work-from-home (about 9.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $381,900 — about 10% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.7% (about 24.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20662 in MD, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,453. That is about 25% above the local median household income ($84,286), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MD as Relatively Low (composite score 44.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.0) and flood (50.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MD show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 137 for ZIP 20662 (MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.