ZIP Code 20677 — Port Tobacco Village town, MD Demographics & Data

ZIP code 20677 covers Port Tobacco Village, MD in Charles County with a population of about 2,113.

At a glance, the area shows median age of 48.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-5; the WASHINGTON, DC (HAGRSTWN) media market.

Port Tobacco Village, MD ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$150,956)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 20677 is about $150,956 — about 101% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.5%; unemployment rate near 5.9%; 36.9% of adults with a bachelor’s degree or higher (about 3.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Construction, and Healthcare; about 20.6% of workers reporting work-from-home (about 5.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $525,400 — about 51% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.9% (about 31.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20677 in Port Tobacco Village, MD, a household would need roughly $145,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,375. That is roughly in line with the local median household income ($150,956). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Port Tobacco Village town, MD as Relatively Low (composite score 44.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.0) and flood (50.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Port Tobacco Village town, MD show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 124 for ZIP 20677 (Port Tobacco Village town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.