Median home value is about $630,400 — about 81% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,365 (about 103% above the U.S. median rent ($1,163)), and owner-occupancy near 85.2% (about 19.8 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 20155 in Gainesville, VA, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,050. That is roughly in line with the local median household income ($154,531). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.