Median home value is about $411,700 — about 18% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,792 (about 54% above the U.S. median rent ($1,163)), and owner-occupancy near 45.1% (about 20.3 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 20109 in Sudley, VA, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,645. That is about 27% above the local median household income ($88,966), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.