ZIP Code 19146 — Philadelphia city, PA Demographics & Data

ZIP code 19146 covers Philadelphia, PA in Philadelphia County with a population of about 40,845.

At a glance, the area shows median age of 33.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 215, 267, 445; U.S. House district PA-3; the PHILADELPHIA media market.

Philadelphia, PA sits in a university / college context (near academy of vocal arts (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 19146 is about $99,702 — about 33% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.5%; unemployment rate near 6.8%; 64.9% of adults with a bachelor’s degree or higher (about 31.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 26.2% of workers reporting work-from-home (about 11.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $452,200 — about 30% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,467 (about 26% above the U.S. median rent ($1,163)), and owner-occupancy near 52.5% (about 12.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19146 in Philadelphia, PA, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,905. That is about 24% above the local median household income ($99,702), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Philadelphia city, PA as Very High (composite score 99.6), which is among the highest nationally. The strongest component scores on US5 are flood (99.6) and hurricane (94.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Philadelphia city, PA show little to no average snow and around 50.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,860 for ZIP 19146 (Philadelphia city, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.