ZIP Code 19108 — Philadelphia city, PA Demographics & Data

ZIP code 19108 covers Philadelphia, PA in Philadelphia County with a population of about 162.

At a glance, the area shows median age of 37.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 215, 267, 445; U.S. House district PA-2; the PHILADELPHIA media market.

Philadelphia, PA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 19108 is about $189,539 — about 152% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 86.1% of adults with a bachelor’s degree or higher (about 52.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 31.4% of workers reporting work-from-home (about 16.3 points above the U.S. share (15.2%)); a mean commute of about 85.0 minutes (U.S. average near 26.8).

Median home value is about $362,500 — about 4% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 58.3% (about 7.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19108 in Philadelphia, PA, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,329. That sits below the local median household income ($189,539), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Philadelphia city, PA as Very High (composite score 99.6), which is among the highest nationally. The strongest component scores on US5 are flood (99.6) and hurricane (94.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Philadelphia city, PA show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 7 for ZIP 19108 (Philadelphia city, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.