ZIP Code 19131 — Philadelphia city, PA Demographics & Data

ZIP code 19131 covers Philadelphia, PA in Philadelphia County with a population of about 44,799.

At a glance, the area shows median age of 34.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 215, 267, 445; U.S. House district PA-3; the PHILADELPHIA media market.

Philadelphia, PA sits in a university / college context (near philadelphia college of osteopathic medicine (1.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 19131 is about $46,057 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.8%; unemployment rate near 8.2%; 30.1% of adults with a bachelor’s degree or higher (about 3.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Public administration; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $163,900 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,116 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 44.0% (about 21.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19131 in Philadelphia, PA, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,053. That is roughly in line with the local median household income ($46,057). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Philadelphia city, PA as Very High (composite score 99.6), which is among the highest nationally. The strongest component scores on US5 are flood (99.6) and hurricane (94.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Philadelphia city, PA show little to no average snow and around 50.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,040 for ZIP 19131 (Philadelphia city, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.