ZIP Code 18342 — Mountainhome CDP, PA Demographics & Data

ZIP code 18342 covers Mountainhome, PA in Monroe County with a population of about 840.

At a glance, the area shows median age of 26.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-8; the WILKES BARRE - SCRANTON media market.

Median household income in ZIP 18342 is about $67,027 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.5%; unemployment rate near 9.0%; 27.6% of adults with a bachelor’s degree or higher (about 6.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Arts and entertainment, and Manufacturing; about 13.4% of workers reporting work-from-home (about 1.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $237,200 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $892 (about 23% below the U.S. median rent ($1,163)), and owner-occupancy near 41.7% (about 23.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18342 in Mountainhome, PA, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,524. That is roughly in line with the local median household income ($67,027). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mountainhome CDP, PA as Relatively Moderate (composite score 85.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.1) and hurricane (82.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mountainhome CDP, PA show little to no average snow and around 50.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 18342 (Mountainhome CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.