ZIP Code 17974 — Seltzer CDP, PA Demographics & Data

ZIP code 17974 covers Seltzer, PA in Schuylkill County with a population of about 334.

At a glance, the area shows median age of 29.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-9; the WILKES BARRE - SCRANTON media market.

Seltzer, PA sits in a university / college context (near joseph f mccloskey school of nursing (2.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 17974 is about $109,107 — about 45% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 27.3% of adults with a bachelor’s degree or higher (about 6.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Finance and insurance; a mean commute of about 119.0 minutes (U.S. average near 26.8).

Median home value is about $124,000 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.2% (about 20.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 17974 in Seltzer, PA, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $797. That sits below the local median household income ($109,107), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Seltzer CDP, PA as Relatively Moderate (composite score 85.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.8) and hurricane (82.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Seltzer CDP, PA show little to no average snow and around 53.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 17974 (Seltzer CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.