ZIP Code 17754 — Montoursville borough, PA Demographics & Data

ZIP code 17754 covers Montoursville, PA in Lycoming County with a population of about 11,971.

At a glance, the area shows median age of 47.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-9; the WILKES BARRE - SCRANTON media market.

Median household income in ZIP 17754 is about $72,298 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.2%; unemployment rate near 6.1%; 30.3% of adults with a bachelor’s degree or higher (about 3.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $249,400 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $772 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 75.2% (about 9.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 17754 in Montoursville, PA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,602. That is roughly in line with the local median household income ($72,298). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montoursville borough, PA as Relatively Low (composite score 79.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (89.0) and hurricane (75.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montoursville borough, PA show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 545 for ZIP 17754 (Montoursville borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.