ZIP Code 16246 — Plumville borough, PA Demographics & Data

ZIP code 16246 covers Plumville, PA in Indiana County with a population of about 189.

At a glance, the area shows median age of 33.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-14; the PITTSBURGH media market.

Median household income in ZIP 16246 is about $66,250 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.3%; unemployment rate near 6.5%; 18.2% of adults with a bachelor’s degree or higher (about 15.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Retail trade; about 1.4% of workers reporting work-from-home (about 13.8 points below the U.S. share (15.2%)); a mean commute of about 69.0 minutes (U.S. average near 26.8).

Median home value is about $89,200 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $705 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16246 in Plumville, PA, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $573. That sits below the local median household income ($66,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Plumville borough, PA as Relatively Low (composite score 63.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (77.8) and hurricane (70.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Plumville borough, PA show little to no average snow and around 45.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 16246 (Plumville borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.