ZIP Code 16113 — Clark borough, PA Demographics & Data

ZIP code 16113 covers Clark, PA in Mercer County with a population of about 351.

At a glance, the area shows median age of 51.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-16; the YOUNGSTOWN media market.

Median household income in ZIP 16113 is about $59,625 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 9.1%; 30.1% of adults with a bachelor’s degree or higher (about 3.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Healthcare; about 18.3% of workers reporting work-from-home (about 3.1 points above the U.S. share (15.2%)); a mean commute of about 103.0 minutes (U.S. average near 26.8).

Median home value is about $214,000 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16113 in Clark, PA, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,375. That is roughly in line with the local median household income ($59,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clark borough, PA as Relatively Low (composite score 77.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.9) and hurricane (64.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clark borough, PA show little to no average snow.

IRS migration statistics show a net inflow of about 16 for ZIP 16113 (Clark borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.