ZIP Code 16127 — Grove City borough, PA Demographics & Data

ZIP code 16127 covers Grove City, PA in Mercer County with a population of about 15,295.

At a glance, the area shows median age of 36.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 724, 814, 878; U.S. House district PA-16; the YOUNGSTOWN media market.

Grove City, PA sits in a university / college context (near grove city college (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 16127 is about $69,842 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 3.4%; 36.8% of adults with a bachelor’s degree or higher (about 3.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 12.6% of workers reporting work-from-home (about 2.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $199,500 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $698 (about 40% below the U.S. median rent ($1,163)), and owner-occupancy near 74.3% (about 8.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16127 in Grove City, PA, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,282. That sits below the local median household income ($69,842), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grove City borough, PA as Relatively Low (composite score 77.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.9) and hurricane (64.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grove City borough, PA show little to no average snow and around 45.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 696 for ZIP 16127 (Grove City borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.