ZIP Code 15754 — Lucerne Mines CDP, PA Demographics & Data

ZIP code 15754 covers Lucerne Mines, PA in Indiana County with a population of about 382.

At a glance, the area shows median age of 31.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-14; the PITTSBURGH media market.

Median household income in ZIP 15754 is about $72,750 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 13.0% of adults with a bachelor’s degree or higher (about 20.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 17.7% of workers reporting work-from-home (about 2.5 points above the U.S. share (15.2%)); a mean commute of about 144.0 minutes (U.S. average near 26.8).

Median home value is about $80,000 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 69.0% (about 3.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 15754 in Lucerne Mines, PA, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $514. That sits below the local median household income ($72,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lucerne Mines CDP, PA as Relatively Low (composite score 63.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (77.8) and hurricane (70.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lucerne Mines CDP, PA show little to no average snow and around 47.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 15754 (Lucerne Mines CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.