ZIP Code 14731 — Ellicottville village, NY Demographics & Data

ZIP code 14731 covers Ellicottville, NY in Cattaraugus County with a population of about 1,198.

At a glance, the area shows median age of 57.0 versus a U.S. median of about 38.9.

It sits in telephone area code 716; U.S. House district NY-23; the BUFFALO media market.

Ellicottville, NY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 14731 is about $64,091 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 7.6%; 37.0% of adults with a bachelor’s degree or higher (about 3.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Food services, and Healthcare; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $255,200 — about 27% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $664 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 75.5% (about 10.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14731 in Ellicottville, NY, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,639. That is roughly in line with the local median household income ($64,091). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ellicottville village, NY as Relatively Moderate (composite score 81.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (89.9) and hurricane (68.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ellicottville village, NY show little to no average snow and around 49.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 52 for ZIP 14731 (Ellicottville village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.