ZIP Code 14729 — undefined, NY Demographics & Data

ZIP code 14729 covers NY in Cattaraugus County with a population of about 768.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area code 716; U.S. House district NY-23; the BUFFALO media market.

Median household income in ZIP 14729 is about $70,000 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.1%; unemployment rate near 7.6%; 18.4% of adults with a bachelor’s degree or higher (about 15.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Food services; about 17.2% of workers reporting work-from-home (about 2.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $177,700 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $548 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 82.9% (about 17.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14729 in NY, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,141. That sits below the local median household income ($70,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Moderate (composite score 81.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (89.9) and hurricane (68.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 49.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 14729 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.