ZIP Code 14527 — Penn Yan village, NY Demographics & Data

ZIP code 14527 covers Penn Yan, NY in Yates County with a population of about 12,444.

At a glance, the area shows median age of 45.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 315, 680; U.S. House district NY-24; the ROCHESTER, NY media market.

Median household income in ZIP 14527 is about $65,212 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 2.3%; 27.2% of adults with a bachelor’s degree or higher (about 6.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 13.2% of workers reporting work-from-home (about 2.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $199,800 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $592 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 72.3% (about 6.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14527 in Penn Yan, NY, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,283. That sits below the local median household income ($65,212), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Penn Yan village, NY as Relatively Low (composite score 46.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (67.5) and hurricane (63.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Penn Yan village, NY show little to no average snow and around 30.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 537 for ZIP 14527 (Penn Yan village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.