ZIP Code 14478 — Keuka Park CDP, NY Demographics & Data

ZIP code 14478 covers Keuka Park, NY in Yates County with a population of about 1,393.

At a glance, the area shows median age of 20.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 315, 680; U.S. House district NY-24; the ROCHESTER, NY media market.

Median household income in ZIP 14478 is about $93,235 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.9%; unemployment rate near 6.5%; 52.4% of adults with a bachelor’s degree or higher (about 18.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 10.7% of workers reporting work-from-home (about 4.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $391,900 — about 13% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $726 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 83.8% (about 18.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14478 in Keuka Park, NY, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,517. That is about 16% above the local median household income ($93,235), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Keuka Park CDP, NY as Relatively Low (composite score 46.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (67.5) and hurricane (63.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Keuka Park CDP, NY show little to no average snow and around 30.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 60 for ZIP 14478 (Keuka Park CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.