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ZIP 12541
Housing & Real Estate

ZIP 12541 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12541

Median Home Value

$373,000

Median Rent

$1,125

Affordability Snapshot

$103,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,396/mo PITI).

14%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12541, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,396. That is roughly in line with the local median household income ($95,089). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

84.5%+29% vs US avg

Vacancy Rate

33.0%+220% vs US avg

Broadband Access

91.0%+5% vs US avg

4+ Bedrooms

3.1%-79% vs US avg

Built Pre-1939

3.8%-70% vs US avg

Built Post-2014

0.3%-96% vs US avg

Rent Burden >30%

4.8%-90% vs US avg

Mortgage-Free

41.6%+9% vs US avg

$373,000

Home Value

$1,125

Rent

1972

Year Built

2010

Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached92.6%
1-unit attached0.5%
2-9 units2.2%
10+ units0.4%
Mobile home & other4.3%

ZIP 12541 — Housing & Real Estate

Housing & Real Estate in ZIP Code 12541

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Housing & Real Estate key statistics