ZIP Code 12541 — undefined, undefined Demographics & Data

ZIP code 12541 covers ZIP 12541 with a population of about 1,227.

At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.

It sits in the ALBANY - SCHENECTADY - TROY media market.

Median household income in ZIP 12541 is about $95,089 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.6%; unemployment rate near 2.5%; 46.9% of adults with a bachelor’s degree or higher (about 13.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Healthcare; about 18.2% of workers reporting work-from-home (about 3.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $373,000 — about 7% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,125 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 84.5% (about 19.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12541, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,396. That is roughly in line with the local median household income ($95,089). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.