ZIP Code 11955 — Moriches CDP, NY Demographics & Data

ZIP code 11955 covers Moriches, NY in Suffolk County with a population of about 2,626.

At a glance, the area shows median age of 50.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 631, 934; U.S. House district NY-1; the NEW YORK media market.

Median household income in ZIP 11955 is about $77,692 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 3.0%; 37.7% of adults with a bachelor’s degree or higher (about 4.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $466,500 — about 34% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,181 (about 88% above the U.S. median rent ($1,163)), and owner-occupancy near 42.3% (about 23.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 11955 in Moriches, NY, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,997. That is about 65% above the local median household income ($77,692), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moriches CDP, NY as Relatively High (composite score 97.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.3) and hurricane (96.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moriches CDP, NY show little to no average snow and around 44.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 113 for ZIP 11955 (Moriches CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.