ZIP Code 11946 — Hampton Bays CDP, NY Demographics & Data

ZIP code 11946 covers Hampton Bays, NY in Suffolk County with a population of about 17,303.

At a glance, the area shows median age of 43.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 631, 934; U.S. House district NY-1; the NEW YORK media market.

Median household income in ZIP 11946 is about $128,844 — about 71% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.7%; unemployment rate near 3.9%; 42.8% of adults with a bachelor’s degree or higher (about 9.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Professional services; about 9.3% of workers reporting work-from-home (about 5.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $691,300 — about 99% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,927 (about 66% above the U.S. median rent ($1,163)), and owner-occupancy near 78.2% (about 12.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 11946 in Hampton Bays, NY, a household would need roughly $190,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,441. That is about 47% above the local median household income ($128,844), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hampton Bays CDP, NY as Relatively High (composite score 97.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.3) and hurricane (96.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hampton Bays CDP, NY show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 747 for ZIP 11946 (Hampton Bays CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.