ZIP Code 10597 — undefined, NY Demographics & Data

ZIP code 10597 covers NY in Westchester County with a population of about 652.

At a glance, the area shows median age of 34.5 versus a U.S. median of about 38.9.

It sits in telephone area code 914; U.S. House district NY-17; the NEW YORK media market.

NY aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 10597 is about $211,591 — about 182% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 5.4%; 69.8% of adults with a bachelor’s degree or higher (about 36.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Professional services, and Finance and insurance; about 27.3% of workers reporting work-from-home (about 12.1 points above the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $1,108,300 — about 218% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10597 in NY, a household would need roughly $305,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,119. That is about 44% above the local median household income ($211,591), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.0) and hurricane (93.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 48.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 28 for ZIP 10597 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.