ZIP Code 10506 — Bedford CDP, NY Demographics & Data

ZIP code 10506 covers Bedford, NY in Westchester County with a population of about 6,246.

At a glance, the area shows median age of 43.1 versus a U.S. median of about 38.9.

It sits in telephone area code 914; U.S. House district NY-17; the NEW YORK media market.

Bedford, NY aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 10506 is about $250,001 — about 233% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 2.7%; 86.0% of adults with a bachelor’s degree or higher (about 52.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Professional services; about 27.1% of workers reporting work-from-home (about 11.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,097,800 — about 215% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $3,188 (about 174% above the U.S. median rent ($1,163)), and owner-occupancy near 96.7% (about 31.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10506 in Bedford, NY, a household would need roughly $302,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,052. That is about 21% above the local median household income ($250,001), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bedford CDP, NY as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.0) and hurricane (93.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bedford CDP, NY show little to no average snow and around 51.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 270 for ZIP 10506 (Bedford CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.