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Ross Corner CDP, NJ

ZIP 07822 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07822

Median Home Value
$421,300
Median Rent
N/A
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,706/mo PITI).

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 07822 in Ross Corner CDP, NJ, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,706. That is roughly in line with the local median household income ($106,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
8.3%-20% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$421,300
Home Value
N/A
Rent
1987
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.5%
  • 1-unit attached6.8%
  • 2-9 units2.7%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$421,300
Median rent$-666,666,666
Owner-occupied100.0%
Vacant8.3%
Price-to-income4.0x
Est. income to buy$116,000