ZIP Code 07505 — Paterson city, NJ Demographics & Data

ZIP code 07505 covers Paterson, NJ in Passaic County with a population of about 4,617.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area codes 862, 973; U.S. House district NJ-9; the NEW YORK media market.

Paterson, NJ sits in a university / college context (near passaic county community college (0.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 07505 is about $33,311 — about 56% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 43.5%; unemployment rate near 24.9%; 11.6% of adults with a bachelor’s degree or higher (about 22.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Construction; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $962 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 1.6% (about 63.8 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Paterson city, NJ as Relatively High (composite score 95.8), which is among the highest nationally. The strongest component scores on US5 are flood (97.8) and hurricane (87.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Paterson city, NJ show little to no average snow.

IRS migration statistics show a net inflow of about 297 for ZIP 07505 (Paterson city, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.