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Pompton Lakes borough, NJ

ZIP 07442 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07442

Median Home Value
$411,100
Median Rent
$1,526
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,641/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07442 in Pompton Lakes borough, NJ, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,641. That is roughly in line with the local median household income ($119,038). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
13.0%+1% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
25.8%-32% vs US avg
x
$411,100
Home Value
$1,526
Rent
1960
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.2%
  • 1-unit attached7.3%
  • 2-9 units8.1%
  • 10+ units15.8%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$411,100
Median rent$1,526
Owner-occupied79.6%
Vacant2.2%
Price-to-income3.5x
Est. income to buy$113,000