ZIP Code 07029 — Harrison town, NJ Demographics & Data

ZIP code 07029 covers Harrison, NJ in Hudson County with a population of about 22,128.

At a glance, the area shows median age of 34.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 862, 973; U.S. House district NJ-8; the NEW YORK media market.

Harrison, NJ sits in a university / college context (near pillar college (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 07029 is about $80,495 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.2%; unemployment rate near 6.2%; 46.7% of adults with a bachelor’s degree or higher (about 13.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Finance and insurance; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $433,100 — about 24% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,928 (about 66% above the U.S. median rent ($1,163)), and owner-occupancy near 19.4% (about 46.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07029 in Harrison, NJ, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,782. That is about 48% above the local median household income ($80,495), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Harrison town, NJ as Relatively High (composite score 97.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.6) and hurricane (91.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Harrison town, NJ show little to no average snow and around 50.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,424 for ZIP 07029 (Harrison town, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.