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Clifton city, NJ

ZIP 07014 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07014

Median Home Value
$413,400
Median Rent
$1,746
Affordability Snapshot
$114,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,656/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07014 in Clifton city, NJ, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,656. That sits below the local median household income ($138,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
14.4%+12% vs US avg
x
Built Post-2014
1.6%-78% vs US avg
x
Rent Burden >30%
29.1%-41% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$413,400
Home Value
$1,746
Rent
1960
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.0%
  • 1-unit attached18.6%
  • 2-9 units35.2%
  • 10+ units6.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$413,400
Median rent$1,746
Owner-occupied73.1%
Vacant10.8%
Price-to-income3.0x
Est. income to buy$114,000