ZIP Code 05260 — North Pownal CDP, VT Demographics & Data

ZIP code 05260 covers North Pownal, VT in Bennington County with a population of about 416.

At a glance, the area shows median age of 60.7 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the ALBANY - SCHENECTADY - TROY media market.

North Pownal, VT fits a retirement-oriented profile (high share of residents 65+ (46.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 05260 is about $62,222 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 60.3% of adults with a bachelor’s degree or higher (about 26.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Information; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 133.0 minutes (U.S. average near 26.8).

Median home value is about $205,900 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05260 in North Pownal, VT, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,323. That is roughly in line with the local median household income ($62,222). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Pownal CDP, VT as Relatively Low (composite score 52.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (71.9) and flood (64.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Pownal CDP, VT show little to no average snow.

IRS migration statistics show a net inflow of about 21 for ZIP 05260 (North Pownal CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.