ZIP Code 05150 — North Springfield CDP, VT Demographics & Data

ZIP code 05150 covers North Springfield, VT in Windsor County with a population of about 418.

At a glance, the area shows median age of 60.9 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

North Springfield, VT fits a retirement-oriented profile (high share of residents 65+ (44.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 05150 is about $65,804 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 12.7% of adults with a bachelor’s degree or higher (about 21.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Real estate, and Transportation; about 36.2% of workers reporting work-from-home (about 21.0 points above the U.S. share (15.2%)); a mean commute of about 178.0 minutes (U.S. average near 26.8).

Median home value is about $153,300 — about 56% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05150 in North Springfield, VT, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $985. That sits below the local median household income ($65,804), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Springfield CDP, VT as Relatively Low (composite score 61.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.7) and hurricane (73.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Springfield CDP, VT show little to no average snow and around 40.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 05150 (North Springfield CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.