ZIP Code 04095 — undefined, ME Demographics & Data

ZIP code 04095 covers ME in York County with a population of about 1,382.

At a glance, the area shows median age of 49.1 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-1; the PORTLAND - AUBURN media market.

Median household income in ZIP 04095 is about $57,188 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 3.9%; 19.1% of adults with a bachelor’s degree or higher (about 14.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Construction; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $289,300 — about 17% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.0% (about 32.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04095 in ME, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,858. That is about 40% above the local median household income ($57,188), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for ME as Relatively Moderate (composite score 81.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (91.5) and flood (81.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for ME show little to no average snow and around 52.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 63 for ZIP 04095 (ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.