ZIP Code 04005 — Biddeford city, ME Demographics & Data

ZIP code 04005 covers Biddeford, ME in York County with a population of about 24,698.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-1; the PORTLAND - AUBURN media market.

Median household income in ZIP 04005 is about $71,268 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.2%; unemployment rate near 2.8%; 29.5% of adults with a bachelor’s degree or higher (about 4.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 12.4% of workers reporting work-from-home (about 2.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $351,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,122 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 52.0% (about 13.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04005 in Biddeford, ME, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,259. That is about 36% above the local median household income ($71,268), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Biddeford city, ME as Relatively Moderate (composite score 81.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (91.5) and flood (81.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Biddeford city, ME show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,121 for ZIP 04005 (Biddeford city, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.