ZIP Code 03864 — undefined, NH Demographics & Data

ZIP code 03864 covers NH in Carroll County with a population of about 2,047.

At a glance, the area shows median age of 58.8 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-1; the PORTLAND - AUBURN media market.

NH fits a retirement-oriented profile (high share of residents 65+ (38.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 03864 is about $64,744 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.7%; unemployment rate near 4.5%; 19.4% of adults with a bachelor’s degree or higher (about 14.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Other services; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $252,300 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.1% (about 25.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03864 in NH, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,621. That is roughly in line with the local median household income ($64,744). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NH as Relatively Low (composite score 71.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (86.4) and flood (82.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NH show little to no average snow and around 54.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 96 for ZIP 03864 (NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.