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, NH

ZIP Code 03838 — undefined, NH Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
1,152
Median Income
$68,050
-9% vs US avg
Home Value
$401,100
+15% vs US avg
Median Rent
$1,159
-0% vs US avg
Median Age
57.4 yrs
+48% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
EnglishGermanFrench
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Location
Coordinates
44.1107, -71.2233
Elevation
522 ft
Land Area
23.0 sq mi
Water Area
0.2 sq mi (1% water)

At a glance

Population
1,152
Density
N/A
Median income
$68,050
-9% vs US avg
Home value
$401,100
+15% vs US avg
Median rent
$1,159
-0% vs US avg
Timezone

Overview of ZIP Code 03838

RetirementRetirement-oriented community
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What to know about ZIP 03838

ZIP code 03838 covers NH in Carroll County with a population of about 1,152.

At a glance, the area shows median age of 57.4 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-1; the PORTLAND - AUBURN media market.

Local search focus: Retirement

NH fits a retirement-oriented profile (high share of residents 65+ (39.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in NH

Median household income in ZIP 03838 is about $68,050 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 14.2%; 32.6% of adults with a bachelor’s degree or higher (about 1.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Administrative support, and Professional services; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 03838

Median home value is about $401,100 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,159 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 65.6% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03838 in NH, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,577. That is about 62% above the local median household income ($68,050), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for NH as Relatively Low (composite score 71.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (86.4) and flood (82.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NH show little to no average snow and around 50.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 54 for ZIP 03838 (NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport PWM (55.7 miles (89.6 km)) · White Mountains Community College (27.3 miles (44.0 km)) · Saint-Gaudens National Historical Park (71.2 miles (114.6 km)) · VA: Conway Outpatient Clinic (10.5 miles (16.8 km))

Full lists and map pins are in the Infrastructure section below.