ZIP Code 02921 — Cranston city, RI Demographics & Data

ZIP code 02921 covers Cranston, RI in Providence County with a population of about 12,673.

At a glance, the area shows median age of 42.7 versus a U.S. median of about 38.9.

It sits in telephone area code 401; U.S. House district RI-2; the PROVIDENCE - NEW BEDFORD media market.

Median household income in ZIP 02921 is about $135,500 — about 80% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 2.5%; 46.8% of adults with a bachelor’s degree or higher (about 13.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Finance and insurance; about 10.4% of workers reporting work-from-home (about 4.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $523,900 — about 51% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,189 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 84.7% (about 19.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02921 in Cranston, RI, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,365. That is roughly in line with the local median household income ($135,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cranston city, RI as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are flood (96.6) and hurricane (91.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cranston city, RI show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 468 for ZIP 02921 (Cranston city, RI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.