ZIP Code 02874 — undefined, RI Demographics & Data

ZIP code 02874 covers RI in Washington County with a population of about 6,715.

At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.

It sits in telephone area code 401; U.S. House district RI-2; the PROVIDENCE - NEW BEDFORD media market.

RI ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$155,099)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 02874 is about $155,099 — about 106% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 3.0%; 66.8% of adults with a bachelor’s degree or higher (about 33.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 19.9% of workers reporting work-from-home (about 4.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $635,300 — about 83% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,910 (about 64% above the U.S. median rent ($1,163)), and owner-occupancy near 88.1% (about 22.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02874 in RI, a household would need roughly $175,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,081. That is roughly in line with the local median household income ($155,099). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for RI as Relatively Low (composite score 64.0), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (82.2) and flood (75.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for RI show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 248 for ZIP 02874 (RI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.