ZIP Code 02561 — Sagamore CDP, MA Demographics & Data

ZIP code 02561 covers Sagamore, MA in Barnstable County with a population of about 260.

At a glance, the area shows median age of 61.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 508, 774; U.S. House district MA-9; the BOSTON (MANCHESTER) media market.

Sagamore, MA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 0.0%; 84.1% of adults with a bachelor’s degree or higher (about 50.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Wholesale trade, Education, and Retail trade; about 17.8% of workers reporting work-from-home (about 2.6 points above the U.S. share (15.2%)); a mean commute of about 171.0 minutes (U.S. average near 26.8).

Median home value is about $462,100 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 66.9% (about 1.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02561 in Sagamore, MA, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,968. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sagamore CDP, MA as Relatively Moderate (composite score 89.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.5) and flood (90.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sagamore CDP, MA show little to no average snow and around 53.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 02561 (Sagamore CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.