ZIP Code 02346 — Middleborough Center CDP, MA Demographics & Data

ZIP code 02346 covers Middleborough Center, MA in Plymouth County with a population of about 24,360.

At a glance, the area shows median age of 43.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 508, 774; U.S. House district MA-9; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 02346 is about $91,914 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 4.8%; 30.3% of adults with a bachelor’s degree or higher (about 3.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 11.4% of workers reporting work-from-home (about 3.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $426,800 — about 23% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,537 (about 32% above the U.S. median rent ($1,163)), and owner-occupancy near 77.0% (about 11.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02346 in Middleborough Center, MA, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,742. That is about 28% above the local median household income ($91,914), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Middleborough Center CDP, MA as Relatively Moderate (composite score 90.4), which is among the highest nationally. The strongest component scores on US5 are flood (92.9) and hurricane (90.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Middleborough Center CDP, MA show little to no average snow and around 52.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,150 for ZIP 02346 (Middleborough Center CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.