ZIP Code 02118 — Boston city, MA Demographics & Data

ZIP code 02118 covers Boston, MA in Suffolk County with a population of about 28,522.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area codes 617, 857; U.S. House district MA-7; the BOSTON (MANCHESTER) media market.

Boston, MA sits in a university / college context (near benjamin franklin cummings institute of technology (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 02118 is about $90,142 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.1%; unemployment rate near 7.9%; 58.2% of adults with a bachelor’s degree or higher (about 24.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Finance and insurance; about 20.7% of workers reporting work-from-home (about 5.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,029,100 — about 196% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,630 (about 40% above the U.S. median rent ($1,163)), and owner-occupancy near 31.6% (about 33.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02118 in Boston, MA, a household would need roughly $283,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,611. That is about 214% above the local median household income ($90,142), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boston city, MA as Relatively Moderate (composite score 93.5), which is among the highest nationally. The strongest component scores on US5 are flood (94.7) and hurricane (93.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boston city, MA show little to no average snow and around 43.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,346 for ZIP 02118 (Boston city, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.