ZIP Code 01915 — Beverly city, MA Demographics & Data

ZIP code 01915 covers Beverly, MA in Essex County with a population of about 41,656.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area codes 351, 978; U.S. House district MA-6; the BOSTON (MANCHESTER) media market.

Beverly, MA sits in a university / college context (near montserrat college of art (1.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 01915 is about $102,347 — about 36% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 3.7%; 51.4% of adults with a bachelor’s degree or higher (about 17.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 19.5% of workers reporting work-from-home (about 4.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $619,600 — about 78% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,556 (about 34% above the U.S. median rent ($1,163)), and owner-occupancy near 59.4% (about 6.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01915 in Beverly, MA, a household would need roughly $171,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,980. That is about 67% above the local median household income ($102,347), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beverly city, MA as Relatively High (composite score 95.6), which is among the highest nationally. The strongest component scores on US5 are flood (97.1) and hurricane (93.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beverly city, MA show little to no average snow and around 48.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,966 for ZIP 01915 (Beverly city, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.