ZIP Code 01349 — Millers Falls CDP, MA Demographics & Data

ZIP code 01349 covers Millers Falls, MA in Franklin County with a population of about 753.

At a glance, the area shows median age of 47.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 351, 413, 978; U.S. House district MA-2; the SPRINGFIELD - HOLYOKE media market.

Median household income in ZIP 01349 is about $69,712 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.3%; unemployment rate near 9.2%; 24.2% of adults with a bachelor’s degree or higher (about 9.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Healthcare, and Education; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $273,500 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $961 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 71.0% (about 5.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01349 in Millers Falls, MA, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,757. That is roughly in line with the local median household income ($69,712). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Millers Falls CDP, MA as Relatively Low (composite score 60.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.6) and flood (73.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Millers Falls CDP, MA show little to no average snow and around 49.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 01349 (Millers Falls CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.