ZIP Code 01245 — undefined, MA Demographics & Data

ZIP code 01245 covers MA in Berkshire County with a population of about 828.

At a glance, the area shows median age of 63.6 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-1; the ALBANY - SCHENECTADY - TROY media market.

MA fits a retirement-oriented profile (high share of residents 65+ (46.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 01245 is about $113,750 — about 51% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 6.2%; 55.7% of adults with a bachelor’s degree or higher (about 22.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Construction; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $602,900 — about 73% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.3% (about 29.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01245 in MA, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,873. That is about 46% above the local median household income ($113,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MA as Relatively Moderate (composite score 84.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.6) and hurricane (83.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MA show little to no average snow and around 49.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 01245 (MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.