ZIP Code 01086 — undefined, undefined Demographics & Data

ZIP code 01086 covers ZIP 01086 with a population of about 6,345.

At a glance, the area shows median age of 48.0 versus a U.S. median of about 38.9.

It sits in the SPRINGFIELD - HOLYOKE media market.

ZIP 01086 sits in a university / college context (near westfield state university (0.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 01086 is about $99,766 — about 33% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 5.9%; 40.8% of adults with a bachelor’s degree or higher (about 7.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 7.0% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $327,000 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,288 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 79.4% (about 14.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01086, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,101. That is roughly in line with the local median household income ($99,766). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for ZIP 01086 show little to no average snow and around 52.4 inches of annual precipitation.